Terms & Conditions

Effective date: November 4, 2026

For Information Only

This site gives general facts about home loans. It is not a loan offer, a rate lock, or a loan approval. It is not tax or legal advice.

Not Everyone Will Qualify

All loans depend on credit, income, assets, and the home itself. Loan programs can change at any time.

Equal Housing Opportunity

We do not treat anyone unfairly because of race, color, religion, national origin, sex, marital status, age, disability, public assistance income, or using their rights under the Consumer Credit Protection Act.

Outside Links

This site links to other sites, like our loan application system. We are not in charge of what those sites say or do.

Site Content

The words and design on this site belong to Heathrow Mortgage. Please do not copy them without asking.