Meet Mark Jost
Mark works with Heathrow Mortgage in Franklin. When you call, you talk to Mark. Not a call center.
Home loans to buy or refinance, for families all over Middle Tennessee.
More lenders means more choices for you.
A bank can only sell you its own loans. A broker can look at many lenders at once. So if your case is a little tricky, there is often still a way.
Many lenders to pick from, not just one bank.
One person to call: Mark, from start to finish.
Loans for people who work for themselves or buy rental homes.
A licensed loan officer who explains each step in plain words.
Areas we serve
Mark helps home buyers, owners, and investors in Williamson County, Davidson County, and all over Middle Tennessee. Most of his clients live in Nashville, Franklin, and Brentwood.
Learn more about Nashville, Franklin, Brentwood, Murfreesboro, Nolensville, Spring Hill, Hendersonville, Mount Juliet, Gallatin, Smyrna. See all areas we serve →
Pick the loan you need
Choose an option below to learn more.
Home Purchase Loans
Ready to buy a home? Mark helps you pick the right loan.
Learn more →First-Time Home Buyers
Buying your first home? Knowing your choices helps you get a better deal.
Learn more →Refinance Your Loan
A new loan can lower your rate, lower your payment, or get cash from your home.
Learn more →Self-Employed Loans
Work for yourself? Tax returns don't always show what you really earn. Some loans look at other proof.
Learn more →Investment Property Loans
Buying a rental home? Mark has loans made for real estate investors.
Learn more →Get a Pre-Qualification Letter
A pre-qual letter shows sellers you are a serious buyer. Mark aims to get it to you in under 24 hours.
Learn more →Loan types: Conventional Loans · FHA Loans · VA Loans · USDA Loans · Jumbo Loans · Compare all loans →
Run the numbers
Find your monthly payment, see if paying extra makes sense, or compare ways to pay off debt.
Clear, honest help from start to finish
Our goal is to make getting a home loan simple and calm. We give you choices that fit you. We tell you the truth. And we guide you at every step, so you feel sure about your loan.
Home buying tips from Mark
Short videos on loans, credit, and buying smart.
Why buying sooner can save you money over time.
How waiting to buy can cost you more, with a real example.
How a self-employed buyer earning $200K, with low income on paper, got a $650K loan.
How a client with many rentals got a loan based on the property, not pay stubs.
Why the payment on Zillow may be wrong, and how to get a real number.
A quick tip: keep card balances under one-third of your limit.
What people say about Mark
“Mark has been our go-to mortgage expert for several home loans over the years, including primary residences and investment properties, both purchases and refinances. He provided us with multiple loan options and extremely competitive interest rates, all while keeping us well-informed throughout the process. His consistent communication and expertise have made each experience smooth and stress-free. We highly recommend Mark for any mortgage needs.”
“As a self-employed individual, securing a mortgage seemed daunting, but Mark made the process incredibly smooth. He understood the unique challenges of my financial situation and provided flexible loan options through the Self-Employed Bank Statement Loan Program. His expertise and clear communication kept me informed and reassured throughout the entire process. Mark's dedication and personalized approach helped me secure the perfect loan for my new home. I highly recommend Mark to any self-employed person looking for a mortgage.”
Common questions
How is a broker different from a bank?
A bank only offers the loans it makes itself. A broker like Mark can compare loans from many lenders. That gives you more options to fit your needs.
Is Mark licensed?
Yes. Mark Jost is a licensed loan originator, NMLS #150914. He works with Heathrow Mortgage, Company NMLS #1849599. You can check both at nmlsconsumeraccess.org.
What is a pre-qualification?
It is a first look at your money, based on what you tell us. It shows about how much you may be able to borrow. It is not a loan approval.
How is pre-approval different?
Pre-approval goes deeper. The lender checks your papers and credit. You get a stronger letter, which helps when you make an offer on a home.
What if I work for myself?
That's okay. Mark offers bank statement loans. They use your bank statements to show your income instead of tax returns and W-2s.
How can real estate investors qualify?
Some investor loans look at the rent a property brings in, not your pay stubs. Mark can tell you if one fits.
Where is Mark's office?
The office is in Franklin, TN. Mark helps people in Franklin, Brentwood, Nashville, and the rest of Middle Tennessee.