Our Mission
At Heathrow Mortgage, our mission is to empower homebuyers and homeowners by providing personalized, transparent, and efficient mortgage solutions. We strive to make the mortgage process seamless and stress-free, guiding our clients every step of the way to achieve their financial goals and homeownership dreams. Our commitment is to deliver exceptional service with integrity, ensuring that each client feels confident and informed throughout their mortgage journey."
See how much you qualify for in today's market.
We can help you lower your rate or take cash out.
See if the time is right for you to purchase or refinance.
We can answer your mortgage related questions.
20+
Years Of
Experience
700+
Customers
Served
< 24
Hour Timeframe
for Pre-Qual Letter
CHECK OUR YOUTUBE VIDEOS
Explore Home Buying Insights with Mark Jost
Dive into our curated selection of video guides featuring expert advice from Mark Jost. Whether you're a first-time buyer or looking to refinance, these clips cover essential topics ranging from mortgage options to credit tips.
The Cost Of Waiting To Buy
Mark Jost, your hometown mortgage expert, discusses why buying a home now can save you money in the long run.
Understand financial drawbacks of delaying a home purchase, illustrating how waiting can increase costs with a real-world example.
Discover how our self-employed bank statement loan program helped a homebuyer with a $200K income but low reported income secure a $650K loan.
Investor Cash Flow Loan Options
Cash Flow Loan helped a client with multiple properties secure a mortgage without traditional income proof. This loan bases qualifications solely on the property, with no debt-to-income restrictions.
Online Payment Calculators
The pitfalls of relying on monthly mortgage payments listed on sites like Zillow, which often assume a 20% down payment. Learn why it's crucial to get accurate payment estimates from a trusted lender.
Need A Credit Boost?
A quick tip for improving your credit score: keep your credit card balances below one-third of the total limit.
Find Answers to Common Mortgage
and Home Loan Queries
Pre-qualification is an initial assessment of your financial situation based on self-reported information. It provides an estimate of how much you might be eligible to borrow but is not a guarantee of loan approval.
Pre-approval involves a detailed review of your financial documents. It results in a conditional commitment from the lender for a specific loan amount, giving you a stronger position when making an offer on a home.
Pre-qualification is an initial, less formal evaluation, while pre-approval is a more comprehensive and formal process that includes a detailed review of your financial status and credit history.
We offer a Self-Employed Bank Statement Loan Program, which uses bank statements to verify income instead of tax returns and W-2s.
One effective way to boost your credit score is to keep your credit card balances below one-third of the total limit. For example, with a $10,000 limit, aim for a balance of $3,333 or less.
Contact us to get connected with a great lender who can guide you through the process of getting pre-approved for a loan and finding a real estate agent to help you on your homeownership journey. For more detailed information, please visit our website or contact us directly.